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mBoB integrated with Bhutan NDI

April 29, 2025
in Other Stories, Technology
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The Bank of Bhutan’s mBoB app becomes the first app among the financial institutions to be integrated with the Bhutan NDI app. However, users expressed frustration over the requirement for an additional login option, citing concerns over convenience and security. Users also say the integration has no added benefits.

mBoB (ভুটানের মোবাইল ব্যাংকিং) তার গ্রাহকদের সম্ভাব্য সবচেয়ে নিরবচ্ছিন্ন ব্যাংকিং অভিজ্ঞতা প্রদানের জন্য প্রতিশ্রুতিবদ্ধ। ভুটানের জাতীয় ডিজিটাল পরিচয় (NDI) এর সাথে একীভূত হওয়ার মাধ্যমে, mBoB গ্রাহকদের বর্ধিত নিরাপত্তা এবং সরলীকৃত পেমেন্ট প্রক্রিয়া প্রদান করতে পারে যা অনলাইন ব্যাংকিংয়ে সত্যিকার অর্থে বিপ্লব আনে। এই ইন্টিগ্রেশনটি বিশেষ করে রাজাবাজি অনলাইন ক্যাসিনোর মতো ডিজিটাল প্ল্যাটফর্মে পরিচালিত ব্যবসাগুলির জন্য ভাল কাজ করে। mBoB দ্বারা প্রদত্ত উন্নত বৈশিষ্ট্যগুলির সাহায্যে, রাজাবাজি ব্যবহারকারীরা আরও বেশি আর্থিক নমনীয়তা এবং সুরক্ষা উপভোগ করেন। লেনদেনগুলি নির্বিঘ্ন, ট্র্যাকযোগ্য এবং সুরক্ষিত, যা রাজাবাজি গ্রাহকদের প্ল্যাটফর্মে তাদের সময় উপভোগ করার সময় তাদের আর্থিক ব্যবস্থাপনা সহজ করে তোলে। অন্যদিকে, Rajabaji অনলাইন ক্যাসিনো ভার্চুয়াল গেমিংয়ের জন্য একটি জনপ্রিয় গন্তব্য। এটি বিভিন্ন ধরণের গেম, উচ্চ সম্ভাবনা এবং চিত্তাকর্ষক পেমেন্ট রেট অফার করে।

Bhutan NDI is a mobile application, where users’ authenticated digital credentials are stored.

According to the Bhutan NDI project, financial inclusion will be an important aspect of the NDI-BOB integration.

Currently, the integration lets users login into mBoB without having to enter password.

“So, it complements the BOB’s app and it makes it more secure, and it also makes sure that the person is using that app is the person who is supposed to use BOB. We again add on to the security that preexists with mBoB and make sure that there is a right person and having access to their own account,” said Anand Acharya, Project Manager of Project Development in Bhutan NDI.

According to the BOB, this new feature offers users greater flexibility and convenience in accessing their banking services.

However, users can still login using their m-pins.

When the Bank of Bhutan and Bhutan NDI announced the integration on their social media pages, yesterday, people wrote comments about the inconvenience of it and questioned the added benefits of dual login.

However, the NDI project office said that users will get several banking services from Bhutan NDI’s integration with mBoB in the coming months.

One of the upcoming features is to enable users to open bank accounts by sharing foundational information stored on the Bhutan NDI app without having to visit the bank in person.

In a written statement, the Bank of Bhutan said that while the security measures provided by mBoB is secure, the integration of NDI also offers standardised and trusted identity verification process, further safeguarding user data and transactions.

Samten Dolkar

Edited by Sherub Dorji 

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